Money guides for freelancers and nomads
Paid in one country, living in another? See what actually lands.
Worked examples, with the arithmetic shown, on getting paid from foreign clients: US tax forms, tax residence, fees and FX, and where to keep the money. Every guide cites primary sources.
Featured articles
Curated reads from our earn, grow, and protect categories.
Earn
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Earn
FIRA and eFIRA: proving foreign income when you freelance from India
Last updated 4 November 2026. A FIRA or FIRC is the bank’s proof that a foreign payment reached…
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Earn
PayPal vs Wise: what a client payment actually costs you to receive
Last updated 26 October 2026. On the US fee pages, receiving a $2,000 payment from a UK client…
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Earn
W-9 or W-8BEN? Which form to send a US client when you live abroad
Last updated 26 October 2026. US persons (citizens, including those living abroad, and resident aliens) use Form W-9.…
Grow
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Grow
Your UK pension after you move abroad: keep, consolidate or transfer?
Last updated 6 November 2026. Moving abroad does not close your UK pensions. Your workplace pots, any personal…
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Grow
US Dividend Withholding for Non-US Investors: 30% vs Treaty
If you live outside the US and own US shares or US-listed funds, the first thing that can…
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Grow
UK State Pension and Voluntary NI When You Live Abroad
If you leave the UK, your National Insurance record stops growing unless you do something about it. Years…
Protect
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Protect
First Year as a Digital Nomad: Health, Cards, Documents
Most advice for new digital nomads is about visas, coworking spaces and the best cities. Less is written…
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Protect
Send Money to the Philippines from the UK or US: Checks
The Philippines is one of the biggest remittance destinations in the world, so there is no shortage of…
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Protect
Send Money to Pakistan from the UK or US: Safe Channels
Pakistan is one of the largest remittance destinations in the world, and the people sending money are often…