Money guides for freelancers and nomads
Paid in one country, living in another? See what actually lands.
Worked examples, with the arithmetic shown, on getting paid from foreign clients: US tax forms, tax residence, fees and FX, and where to keep the money. Every guide cites primary sources.
Featured articles
Curated reads from our earn, grow, and protect categories.
Earn
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Earn
FIRA and eFIRA: proving foreign income when you freelance from India
Last updated 4 November 2026. A FIRA or FIRC is the bank’s proof that a foreign payment reached…
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Earn
PayPal vs Wise: what a client payment actually costs you to receive
Last updated 26 October 2026. On the US fee pages, receiving a $2,000 payment from a UK client…
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Earn
W-9 or W-8BEN? Which form to send a US client when you live abroad
Last updated 26 October 2026. US persons (citizens, including those living abroad, and resident aliens) use Form W-9.…
Grow
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Grow
US Dividend Withholding for Non-US Investors: 30% vs Treaty
If you live outside the US and own US shares or US-listed funds, the first thing that can…
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Grow
UK State Pension and Voluntary NI When You Live Abroad
If you leave the UK, your National Insurance record stops growing unless you do something about it. Years…
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Grow
Which currency should you measure your portfolio in if you might retire somewhere else?
Last updated 19 October 2026. Ask someone who has moved country how their investments did last year and…
Protect
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Protect
First Year as a Digital Nomad: Health, Cards, Documents
Most advice for new digital nomads is about visas, coworking spaces and the best cities. Less is written…
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Protect
Send Money to the Philippines from the UK or US: Checks
The Philippines is one of the biggest remittance destinations in the world, so there is no shortage of…
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Protect
Send Money to Pakistan from the UK or US: Safe Channels
Pakistan is one of the largest remittance destinations in the world, and the people sending money are often…